Commonwealth Bank
Flexible repayments, established major bank.
AA money Personalised 1-on-1 support through major Australian banks. Fast, secure and transparent — historically up to 95% approval for eligible clients, thanks to our tailored application strategies and guidance that help maximise approval chances and secure competitive bank rates.`
Work with leading Australian banks and reputable lenders. Funds are issued by the bank to you directly.
Apply without property or asset collateral. Options for personal, business and investment needs.
Assessment, application and support are free. We’re remunerated by partner banks — never by upfront client fees.
Flexible repayments, established major bank.
Online application, quick decisions.
Flexible terms; investment‑friendly options.
Business‑friendly products and transparent fees.
Popular for investment and offset features.
Digital‑first experience, redraw/offset options.
Bundle benefits; insurance ecosystem.
Community bank network, personal service.
NSW/QLD strong presence, investor options.
WA‑focused, digital servicing.
Global bank; expat & international options.
SME‑friendly with local branch network.
*Rates are indicative only and should be confirmed on the lender’s official page. Final terms are set by the bank.
Bank | Type | Indicative Rates (p.a.) | Key features | Link |
---|---|---|---|---|
CBA Commonwealth Bank | Personal / Home | From ~5% | Flexible repayments; major bank | Learn more |
ANZ ANZ | Unsecured Personal | ~7–12% | Online application; quick decisions | Learn more |
WBC Westpac | Variable / Fixed | ~6–10% | Flexible terms; investor options | Learn more |
NAB National Australia Bank | Personal / Business | By assessment | Business‑friendly; transparent fees | Learn more |
MACQ Macquarie | Home / Investment | By product | Offset/redraw features | Learn more |
ING ING Australia | Personal / Home | Competitive | Digital experience | Learn more |
SUN Suncorp | Personal / Home | By assessment | Bundle benefits | Learn more |
BEN Bendigo Bank | Personal / SME | By assessment | Community bank; personal service | Learn more |
STG St.George | Home / Personal | Competitive | Part of Westpac Group | Learn more |
BW Bankwest | Personal / Home | By assessment | CBA Group; WA focus | Learn more |
HSBC HSBC Australia | Personal / International | By product | Global bank; expat‑friendly | Learn more |
BOQ Bank of Queensland | Personal / SME | By assessment | Local branch network | Learn more |
*All figures are indicative only. Please confirm on the lender’s official site. Final approval, rates and terms are set by the lender.
“Needed AUD 80k for expansion. Assessment was straightforward and we were approved within the week.”
— Daniel, Small business owner (Sydney)
“As a new migrant, my credit history was thin. The team matched a suitable product and guided me clearly.”
— Mei, Professional (Melbourne)
“Bank‑issued funds, transparent steps and a dedicated specialist. Felt safe the whole way.”
— Pranav, Investor (Brisbane)
No. Assessment and support are free. Banks cover our costs where applicable.
Yes — we’ll review your situation and suggest options. Final approval is at the bank’s discretion.
Initial assessments often take 1–3 business days, depending on documentation and lender.
Unsecured options are available for eligible clients — no property or asset security required.